Pension
Secure your future with expert pension services. Explore tailored pension plans and retirement investment strategies. Don't wait – start planning for a longer, better retirement today.
We all know it’s important to plan for retirement, but many of us are still not planning well or early enough.
Despite all the media headlines and Government initiatives, many of us still have a ‘tomorrow will do’ attitude. This is worrying for one simple reason – we are going to live longer than most of us think.
Those approaching retirement today have many more opportunities and challenges to face than their parents ever did. There are also many more ways to fund retirement, adding to the confusion about how to best prepare for all your needs.
Pension Plan
The rules surrounding pensions can be complex, and what’s right for you as an individual can vary greatly to somebody else. If it is appropriate, we can provide advice on consolidating or switching your retirement savings in order to:
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Deliver better value.
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Improve your options or give you more flexibility.
We’ll help you to create a tailored plan so that when you enter retirement you can relax and enjoy your new lifestyle.
Along with the State Pension from the government, there are 2 main types of pension:
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Defined contribution – based on how much money has been paid into your pension pot.
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Defined benefit (final salary or career average) – based on your salary and how long you’ve worked for your employer.
The value of pensions can fall as well as rise, you may get back less than you invested.
Please note we cannot advise you on the transfer of a defined benefit pension.